Honeste Vivere

PELUANG DAN TANTANGAN DIGITALISASI DALAM INDUSTRI ASURANSI

Saiful Arifin, Chyntia Hutagalung, Diana RW Napitupulu — Mon, 21 Jul 2025 00:00:00 +0700

The insurance industry is undergoing a massive transformation with rapid technological advancements. Future trends in this industry will be heavily influenced by digitalization, insurtech, and the use of Big Data. These innovations create new, very promising opportunities for insurance companies and young professionals who want to build a career in this industry. This study aims to foster a deeper understanding of the opportunities and challenges of digitalization in the Insurance industry trends and progress in related literature, allowing the identification of prospects and obstacles faced by the insurance industry in facing digital transformation, and formulating appropriate strategies to face this increasingly digital future. The systematic literature review (SLR) method, also known as a systematic literature review, is a method that identifies, examines, evaluates, and interprets every available research. Based on the results of the study, it was found that Insurtech has great potential to transform the insurance industry in Indonesia. Regarding the potential of Insurtech in the digital era, it has quite broad future opportunities, because this insurance focuses more on individual or family financial management or even companies. Although challenges will always be there, the insurance industry must remain ready to innovate and we continue to learn to gain a strong competitive advantage in this ever-growing insurance industry.

KEWENANGAN MENGADILI BADAN DAN/ATAU PEJABAT PEMERINTAH (Onrechtmatige Overheidsdaad) YANG BERSIFAT KEPERDATAAN

Riko Wibawa Sitanggang — Mon, 21 Jul 2025 00:00:00 +0700

In practice, there is indeed a limitation of competence between the State Administrative Court and the General Court within the scope of the Supreme Court of Indonesia (Peraturan Mahkamah Agung Republik Indonesia No. 2 Tahun 2019 dan Surat Edaran Mahkamah Agung Republik Indonesia No. 2 Tahun 2019). However, the principle of justice prioritises the idea that courts cannot reject submitted applications (ius curia novit), particularly for those seeking justice. The development of judicial competence certainly brings about legal events that require judges to examine cases submitted to them based on applicable law (rechtmatigheid) and legislation (wetmatigheid), regardless of whether the case falls into the category of absolute inter-judicial competence. This is particularly important when legal events involve government agencies and/or officials, while ensuring that the applicant's sense of justice as a justice seeker is not harmed or eliminated.

PENEGAKAN PROVINCE OF ALL MANKIND DALAM KOMERSIALISASI ANTARIKSA

Mia Gisella Kartika Pasaribu, Sandy Tanggono — Mon, 14 Jul 2025 00:00:00 +0700

The development of space law under the Space Agenda 2030 has undergone numerous phases and evaluations. Human rights are an inseparable part of international law that must be upheld. Space law and human rights must operate synergistically within a treaty. The need for a treaty to guarantee legal certainty within the limits of commercial activities in outer space is also part of the human rights concerns of space law. The commercialization of outer space has binding regulations, which can then give rise to potential human rights violations, particularly from the perspective of business competition by developing countries and/or environmental threats to human life. These issues should be the focus of space law, allowing for the creation of laws to fill the gaps and establish independent enforcement and oversight instruments for space activities. The Space Agenda 2030 is expected to serve as a forum for the international community to address issues affecting commercial space activities, leading to the creation of space law that effectively prioritizes human rights.

KEPASTIAN HUKUM PELAKSANAAN LELANG TANAH DAN BANGUNAN PADA KREDIT MACET DARI BANK

Chyntia Hutagalung, Radhitya A. Sadiqien, Diana RW Napitupulu — Fri, 11 Jul 2025 00:00:00 +0700

The presence of credit facilities in the community can be used as a solution to meet consumptive needs, both personal and for business people. However, in the midst of the ease of credit facilities provided by the Bank, its implementation is inseparable from challenges and obstacles, namely the occurrence of bad credit. Therefore, when the debtor applying for credit, providing collateral to the bank is one of the ways to guarantee or provide certainty that the proposed debt obligations will be paid back. The form of collateral provided can be in the form of a mortgage on the customer's ownership certificate if it is an immovable asset such as land and buildings. This research uses normative legal research methods, with secondary data, namely ready-made materials or library legal materials. The legal materials used consist of primary, secondary, and non-legal materials. The results showed that in the event of bad credit, the object of mortgage rights used as collateral can be executed through an auction as stipulated in Law Number 4 of 1996 concerning Mortgage Rights on Land and Objects Related to Land, so that legal certainty in the implementation of land and building auctions on bad credit from banks in principle can provide legal protection for both creditors and debtors.